Insights

October 20, 2025

Designing Smarter Retirement Pathways for Members

Retirement advice is evolving and so are member expectations. This whitepaper explores how behavioural science and choice architecture can reshape the way we deliver retirement income strategies, helping members make confident decisions in the face of uncertainty.

Developed in collaboration with Challenger, the paper introduces three modelled retirement strategies - Certainty, Balance, and Flexibility. Designed to align with members’ financial and lifestyle goals, it also includes practical insights from advisers and case studies to support real-world application.

Whether you're an advice professional, fund representative, or policy stakeholder, this paper offers a fresh framework to support better retirement outcomes.

Read the whitepaper here.

Additional Information Guide available here.

We believe your members deserve the best retirement. And that starts with financial education, advice and unpaid super recovery – so talk to us today.
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